Get a Public Transit Card
Description
Depending on where you land in British Columbia, public transit uses different payment systems — Compass Card for Metro Vancouver, and Umo for the rest of BC. A Compass Card is the reloadable transit card for buses, SkyTrain, SeaBus, and West Coast Express in Metro Vancouver. It's cheaper than paying cash every ride and lets you transfer between routes for free within 90 minutes.
card delivered by mail in 1–2 weeks
What to do
The steps below apply to Metro Vancouver residents. If you are settling outside Metro Vancouver, see the tip at the bottom of this task.
Warnings
Always tap out after riding SkyTrain
- If you forget to tap out, you get charged the maximum 3-zone fare — about $6.70 instead of the $2.85 you'd normally pay for one zone
- Riding without valid fare can result in a $173 fine — it increases to $273 if left unpaid
- Unpaid fines can block you from renewing your driver's licence or vehicle insurance in BC
- Buses don't require tapping out — only SkyTrain, SeaBus, and West Coast Express
Cash fares cost more
- Paying cash on a bus costs significantly more than using a Compass Card
- Bus drivers don't give change — you need exact fare if paying cash
- Paying cash also means you lose transfer benefits and pay more overall
Don't share your card
- Compass Cards are meant for one person only
- Sharing your card can lead to it being blocked
- Each rider needs their own card
Tips
How zones work
Metro Vancouver is divided into 3 fare zones. Fares increase when you cross zone boundaries — it's not always city-based. Check the TransLink zone map before your first longer trip so you load enough balance.
Free 90-minute transfers
With a Compass Card, you can transfer between bus, SkyTrain, and SeaBus within 90 minutes at no extra cost. You won't be charged again if you transfer within 90 minutes — a bus + SkyTrain trip counts as one fare.
U-Pass for students
U-Pass is likely already included in your tuition — you just need to activate it by linking your student account to your Compass Card at compasscard.ca. Make sure you buy a blue Adult card, not an orange Concession card — U-Pass only works with the Adult card.
No card? Use your phone or bank card
If you don't have your Compass Card with you, you can tap your phone or contactless bank card as a one-time payment. It works, but you'll be charged the cash fare — which is higher than the Compass Card rate.
Outside Metro Vancouver
If you live outside the Metro Vancouver area — such as in Victoria, Kelowna, Kamloops, or Nanaimo — public transit is operated by BC Transit. BC Transit uses the Umo system. Download the Umo Mobility app or buy a physical Umo card at local vendors. No credit check or Canadian bank account required. Visit bctransit.com for your city's routes and fares.
Monthly pass for commuters
If you take transit to work every day, look into a monthly pass — it can save you $30–50 compared to paying per trip.
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